Empanelment & Insurance

Cashless Care

Aashi Care Multi-Speciality Hospital, Daltonganj (Palamu) is empanelled with major public & private insurance panels and TPAs to support cashless admissions. We also accept Ayushman Bharat (PM-JAY) and regional government health schemes where empanelment applies. The table below lists our primary empanelled insurers & TPAs.

Empanelled insurers & TPAs (primary list)

Last updated: Today. (Please call the Insurance Desk to confirm package-specific coverage and pre-authorisation timelines.)

Insurer / TPAEmpanelment TypeNotes / Contact
Care Health InsurancePrivate insurer — Cashless (Panel)Insurance Desk: +91 9060604072 — pre-auth required
ICICI LombardPrivate insurer — CashlessContact Billing / Insurance Desk for package approval
Star Health InsurancePrivate insurer — CashlessPre-auth & TPAs supported
SBI General Health InsurancePrivate insurer — CashlessPre-authorization via insurer/TPA
IFFCO Tokio InsurancePrivate insurer — CashlessContact the Insurance Desk for authorisation
HDFC ERGOPrivate insurer — CashlessPre-auth via insurer / Medi-Assist (TPA) where applicable
Bajaj Allianz General InsurancePrivate insurer — CashlessUse insurer portal / TPA for approvals
Universal Sompo General InsurancePrivate insurer — CashlessContact billing for pre-auth
Medi Assist TPA Pvt. Ltd.Third-party administrator (TPA)Medi Assist handles multiple insurer pre-authorisations
VOLO Health Insurance TPATPA / Network PartnerContact Insurance Desk for VOLO cases
Link-K Insurance TPA Pvt. Ltd.TPACashless facilitation via Link-K
Niva Bupa Health InsurancePrivate insurer — CashlessPre-auth via insurer/TPS
MD IndiaPrivate insurer / MediclaimContact billing for details
Ayushman Bharat (PM-JAY)Government scheme — Empanelled (selected packages)Check package coverage & pre-auth; Insurance Desk: +91 9060604072
Rajkarmi Swasthya Bima YojnaRegional government scheme — EmpanelledContact Insurance Desk for eligibility

How to request Cashless Pre-Authorization (step-by-step)

  1. Confirm empanelment: Check the table above or call the Insurance Desk at +91 9060604072 to confirm whether your policy / scheme is currently accepted for the specific procedure.
  2. Submit pre-auth request: Use our online pre-authorization form (Pre-auth form) or present your policy card at admissions.
  3. Upload documents: ID (Aadhaar/PAN), insurance card, referral (if required), prior investigation reports and signed consent forms.
  4. Billing & insurer TPA: Our Billing team initiates the pre-auth with the insurer/TPA — typical response time 24–72 hours depending on the insurer.
  5. Admission: Once pre-auth is approved, admissions will complete the paperwork and proceed with the cashless process.

Documents required for Cashless / Empanelment

  • Government ID (Aadhaar / PAN)
  • Insurance card with valid policy / ESI / CGHS number (if applicable)
  • Referral or authorization (if employer or scheme requires)
  • Recent investigation reports & prescriptions
  • Signed consent form (hospital admission)

Insurance Desk & Contact

Insurance Desk
Phone: +91 9060604072
Email: billing@aashicarehospital.com
Office Timings: 09:00 — 18:00 (Mon–Sat) — call for out-of-hours emergency support.

Verification & Empanelment Certificates

We recommend displaying empanelment certificates and validity dates next to each insurer. Upload scanned certificates to the hospital site (PDF) and link them from each insurer row (e.g., “Empanelment Certificate (PDF)”). This increases transparency for patients and improves trust signals for search engines and AI overviews.

Downloadable Checklists & Pre-Auth Form

Download: Insurance & Cashless Admission Checklist (PDF)
Online Pre-authorization Form


Important notes & verification

Note: Empanelment status and package coverage are subject to change. For procedure-specific coverage (for example, cesarean delivery, dialysis, cardiac interventions) contact the Insurance Desk to confirm package codes or pre-approval requirements. If you are covered under ESI or CGHS and do not see them in the list above, please call the Insurance Desk for clarification — we will update the table with certificates immediately upon verification.

Is Aashi Care empanelled with major health insurers and TPAs in Palamu?

Yes — Aashi Care is empanelled with major insurers & TPAs including Care Health, ICICI Lombard, HDFC ERGO, Star Health, Bajaj Allianz, Medi Assist, Niva Bupa and others; we also support cashless admissions for Ayushman Bharat packages where applicable. Call +91 9060604072 to confirm your policy.

How do I request a cashless pre-authorization at Aashi Care (Daltonganj)?

Confirm empanelment, submit our online pre-auth form or present your policy at Admissions, upload required documents (ID, policy card, reports), and our Billing team will apply for pre-authorization with the insurer/TPA (typical 24–72 hours).

Do you accept Ayushman Bharat at Aashi Care in Palamu?

Yes — Aashi Care accepts Ayushman Bharat (PM-JAY) for empanelled packages. Check the empanelment table and contact the Insurance Desk to confirm package coverage and pre-auth requirements.

Which TPAs work with Aashi Care for cashless claims?

We work with Medi Assist, VOLO, Link-K and other TPAs to process pre-authorizations and claims. For TPA-specific instructions call the Insurance Desk.

What documents are needed for an ESI / cashless claim?

Valid government ID (Aadhaar/PAN), insurance/ESI/CGHS card, appointment/referral, investigation reports and signed consent forms. For scheme-specific checklists download our Insurance Checklist PDF.

Is ESI or CGHS empanelment available at Aashi Care in Daltonganj?

Empanelment for ESI / CGHS varies by hospital and procedure. If you are an ESI/CGHS beneficiary, call our Insurance Desk to check current acceptance and pre-authorization requirements — we will update our empanelment page with official certificates.

Can I get a cashless estimate for laparoscopic or maternity procedures?

Yes — request a cost estimate and pre-auth via the online form or call billing. Procedure cost depends on room type, investigations and surgeon fees; pre-auth clarifies insurer package limits.

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